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Terms of service

Last updated: November 11, 2026

These terms govern your use of UltimCard: the web app at app.ultimcard.com, the mobile apps, the browser extension and related services (the “Service”), provided by UltimCard (“we”, “us”). By creating an account or using the Service, you agree to these terms and to our privacy policy. If you do not agree, do not use the Service.

1. Beta

The Service is in beta. Access may be by invitation, features may change or be removed, and the Service may be interrupted. During the beta the Service is free; if we introduce paid plans, their price and conditions will be shown before you subscribe, and nothing will be charged without your agreement.

2. Your account

  • You must be at least 13 years old (16 in the European Economic Area), or the age of digital consent where you live.
  • Give accurate information, keep your sign-in secure, and tell us at support@ultimcard.com if you think your account has been used without your permission.
  • You are responsible for what happens under your account.

3. Your content

You keep all rights to the cards, files and other content you put in the Service (“your content”). You give us a limited licence to host, store, copy, process and display your content only as needed to provide the Service to you and to the people you choose to share it with — for example to sync it between your devices, make previews and smaller versions of pictures, or run an AI feature you ask for. This licence ends when you delete the content or your account, except for backup copies kept for a limited time.

You are responsible for your content and for having the right to store and share it. When you share a card or create a public link, the people you share with (or anyone with the link) can see it.

4. Acceptable use

Do not use the Service to:

  • break the law or infringe the rights of others, including privacy and intellectual-property rights;
  • store or share content that is illegal, harmful, harassing, or that sexualises minors;
  • distribute malware, send spam, or attempt to access accounts or data that are not yours;
  • overload, disrupt, scrape or reverse-engineer the Service, or bypass its limits or security.

We may remove content or suspend accounts that break these rules.

5. AI features and third-party services

AI features produce suggestions that can be wrong or incomplete: check them before relying on them. The Service can link to, or work with, services we do not control (Google sign-in, web pages you save, an AI assistant you connect); their own terms apply to your use of them.

6. Our service

The Service, its software and its design belong to us and our licensors; these terms do not give you any right to them beyond using the Service. Feedback you send us may be used to improve the Service, without obligation.

7. Ending your use

You can stop using the Service at any time and ask us to delete your account at support@ultimcard.com. We may suspend or end your access if you break these terms, if required by law, or if we stop the Service; when possible we will warn you in advance and give you a chance to export your content.

8. Disclaimer

The Service is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement, to the extent the law allows. Keep your own copies of anything important.

9. Limitation of liability

To the extent the law allows, we are not liable for indirect, incidental, special, consequential or punitive damages, or for loss of data, profits or business, arising from your use of the Service; and our total liability for any claim relating to the Service is limited to the amount you paid us for it in the twelve months before the claim (or USD 50 if you paid nothing). Some places do not allow these limits, so they may not apply to you; nothing here limits rights you have as a consumer that cannot be waived.

10. Changes

We may update these terms. The date at the top shows the latest version; if a change is significant, we will tell you in the Service or by email before it takes effect. Continuing to use the Service after that means you accept the new terms.

11. Governing law

These terms are governed by the laws of the State of New York, United States, without regard to its conflict-of-laws rules, except where the law of your country of residence gives you protections that cannot be set aside.

12. Contact

UltimCard — support@ultimcard.com